Your Guide to the NUA Rule (Net Unrealized Appreciation)

With so many publicly traded companies located here in Minnesota (United Health, Target, Best Buy, Medtronic, US Bank, General Mills) it’s not surprising that we often have questions about the NUA rule. Anyone who has worked with one of these companies over a significant period of time may be looking at a large concentrated stock positions with a potentially huge tax burden in the near future. The NUA rule may help alleviate some of that burden but you have to do it the right way.

Planning on leaving your job? How to plan for your employer stock options.

Whether you just got fired, are planning to leave your employer to pursue another opportunity, or ready to retire, you need to make sure you understand what happens with your employee stock options as this could have a huge impact on your tax situation and your retirement plans.

Tax Planning, Fee-Only Financial Advice, Fiduciary, Empoyer Stock CompensatioPhillip R. ChristensonSeptember 17, 2020Phillip James Financialemployee stock options, executive stock options, non-qualified stock options, incentive stock options, employer stock, general mill stock options, us bank stock options, target stock options, stock option vesting, when to sell stock options, Medtronic stock options, stock option planning, stock option advisor, fee only advisor, fiduciary advisor, retirement advisor, Minnesota financial advisor, retirement planning, CH Robinson employee stock options, Polaris employee stock options, Pentair stock options, Christopher & Banks stock options, tile shop stock options, target restricted stock units (RSUs), RSU vesting, when to sell restricted stock units (RSUs), Medtronic restricted stock units (RSUs), RSU plannin

Employer Stock and Charitable Gifting

Those with charitable inclinations along with substantial employer stock positions have a unique planning opportunity to reduce taxes, risk, and fund future charitable goals. Utilizing a Donor Advised Fund in conjunction with employer stock sales can help accomplish this.