Financial Resources
Below is an accumulation of PDFs and Spreadsheets to assist you in your financial life. If you would like a spreadsheet or other file created, other people probably do as well, so please contact us.
Financial Advisor Checklist
This 16 point checklist allows you to checkup on your current or prospective financial advisor or investment manager. The questions focus on compensation, background, costs, and investments. This will give you some things to consider and think about and help you determine who you should be working with.
List of Other Fee-Only Financial Advisors
Whether you work with us or another financial advisor make sure they are Fee-Only. This ensures that you will be receiving objective advice and a fiduciary relationship.
Do-It-Yourself Financial Guide
This guide is for the DIY Investment Manager. It will get you off to a good start for your financial planning. We created it for the individuals who are not quite ready to engage a financial planner but still know they have to get started in order to have a successful retirement. This may be all you need but if you find that you still need some extra help, please feel free to reach out to us.
Wedding Planning & Financial Guide
This guide is for the DIY Investment Manager. It will get you off to a good start for your financial planning. We created it for the individuals who are not quite ready to engage a financial planner but still know they have to get started in order to have a successful retirement. This may be all you need but if you find that you still need some extra help, please feel free to reach out to us.
Budget Template
Use this Budget Template to organize and itemize all of your expenses. This is an important part of any successful financial plan. Print out, enter your monthly spending, and changes when in retirement. This will help you figure out the amount of income and assets you need in retirement.
Net Worth Spreadsheet
This spreadsheet is editable and can be used to track your assets, liabilities and personal Net Worth. This is important to track and monitor regularly.
Loan Amortization Spreadsheet
This spreadsheet can be used for your loan amortization needs. It automatically creates a chart for Principal and Interest and list every payment by month for a loan based on simple inputs.
529 Plan Rankings
This link will bring you to a great resource for 529 plans and saving for college. They provide analysis so you can compare your state's plan versus the other available options. You do not need to choose your state's plan and the plan you choose will have no impact on where you child attends college.
Coffee Cost Calculator
Is coffee destroying your retirement? Find out what you can save by adjusting your daily coffee habit. Input the cost of your coffee shop coffee, the cost of at-home coffee, the cups per week, years and interest rate on your savings and you may be surprised.
BrokerCheck By FINRA
Do a background check on your Stock Broker!
FINRA, the regulatory authority overseeing the broker/deal community, has a searchable database which tracks disciplinary actions of brokers. If you use a broker (Edward Jones, LPL Financial, Ameriprise, Metlife, Wells Fargo Advisors, Raymond James, just to name a few) take a look at their regulatory history, you may be surprised by what you find.
